Houston White Collar Crimes Lawyer
White Collar crimes can be extremely complex cases and include those such as bank fraud, visa and other charge card fraud, mail and wire fraud, embezzlement, accounting fraud, federal mortgage fraud, and money laundering. Most white collar crimes are federal crimes that are often considered felonies that are prosecuted in federal court. They are extremely serious and require the skill of an experienced Houston white collar crimes lawyer.
Federal Mortgage Fraud
Federal Mortgage Fraud occurs when someone misrepresents, intentionally omits, lies, or confuses important information during the mortgage application and approval processes. Mortgage fraud can be committed by either a lender or a borrower. For example, a mortgage broker, home buyer, and/or a real estate professional may submit untrue W-2 forms or obtain an inflated property appraisal in order to obtain approval on a loan that might not otherwise be received. If this is the case, that individual has committed mortgage fraud.
Federal Mortgage Fraud cases may take months, even years, to develop and investigate. Investigating these crimes can include agencies such as the Secret Service, FBI, and U.S. Postal Service Inspectors. Frequently, under the direction of a United States Attorney General, a grand jury may investigate these crimes for prosecution. Effective defense is essential; therefore, early contact with a reputable criminal defense attorney is imperative.
Bank Fraud is the use of potentially illegal means to obtain assets, money, or other property owned or under the custody or control of a financial institution. Bank fraud may also be considered the attempt to obtain money from depositors by means of false or fraudulent pretenses, such as posing as a bank or other financial institution official.
Mail and Wire Fraud
Mail and Wire Fraud is an intentionally fraudulent scheme to deprive another of honest services or property via mail or wire communication. Mail fraud is most likely committed for the purpose of wrongful financial gain. This crime can be committed against businesses, individuals, financial institutions, and/or the government.
In most states, embezzlement is defined as the theft of assets (either money or property) by someone in a position of trust or responsibility. This crime occurs in both corporate and in employment settings. Accounting embezzle is a common form of this crime. This occurs when accounting records are manipulated in order to hide the theft of funds by those who have access to them.
Other common examples of embezzlement might include clerks who handle customer funds or bank tellers who have access to money of depositors during bank transactions. Employees who have been given access to company property, such as computers, cars, or other valuable property might also fall into this category.
Money Laundering is the process by which criminals disguise the original control and ownership of the proceeds of criminal actions by making such proceeds appear to have originated from a legitimate source. Those involved in such practices typically transfer funds from illegitimate or illegal sources and hide them in those under the cover of foreign banks or legitimate businesses.
Since the majority of white collar crimes are considered felonies, they come with minimum jail sentences. What that means is that a person convicted of such a crime must serve time in jail; the judge cannot sentence him or her to probation only. Additionally, restitution may be required as well for the offense. This means that the government will then have the option of taking your home, automobiles, or any other unprotected assets you have in lieu of restitution.
Call Houston White Collar Crimes Lawyer Paul Darrow Today
If you are being accused of any type of crime of this type, you need a white collar crimes attorney who understands how to expertly defend your case. Paul Darrow is a former prosecutor who brings a wealth of knowledge and experience to his criminal law practice. When it comes to understanding how the system works, Paul’s experience makes him an important part of your team. If you are considered a target of an investigation involving embezzlement, money laundering, or fraud, involving an experienced federal criminal defense attorney is the most important choice you can make.