When you are facing any type of legal matter, you have the right to go to court and represent yourself. The problem with this is that the experience, pressure, and process of doing so is complex, and often, the result is a loss to those who represent themselves. So, how do you hire a lawyer when you have a low income? There are several factors to keep in mind.
First, realize the importance of having a DWI defense attorney.
Without an attorney, you are putting yourself on the line for the worst possible outcome. That means that it could impact you for years to come, depending on your individual charges and the type of crime you are being charged with. It could mean not being able to see your family or not being able to work in a job that you love. You need an attorney.
The key here is to seek out funding from any resource available. If you can borrow from friends or family, that could be an option. Other times, you may wish to use your savings.
If this does not happen, and you have a low income, consider a personal loan. Many lenders offer personal loans that do not require significant income to repay them. This could help you to obtain the ability to move your case forward and work with an attorney who can help preserve your future.
If you have any assets, a loan against those assets could be less expensive. That could include equity in your home, a car, or other assets. You may not have any assets, though. An unsecured personal loan could be an ideal option for you in this situation.
An income-based personal loan could be an option for you if you do not have good credit. If you have a low FICO score, these loans could provide an avenue for funding since the lender may be willing to offer a low-cost loan to you, especially if you have a low debt-to-income ratio.
Often, the most significant resource for those with a low credit score is subprime lenders. They tend to offer loans to those who do not have a high credit score in exchange for a higher interest rate. Though this is not ideal, the monthly payment on the loan could be affordable for you, and obtaining the loan to pay for your legal fees may be very worthwhile. You can find a range of lenders available that may offer this type of funding.
It is a common misconception that most attorneys provide pro bono services or that there is an endless resource of these free attorneys. The fact is most attorneys only offer those services to people who are wrongly accused or in very limited cases. More so, you need an attorney who is going to work hard for you and dedicate enough time to pursuing the best possible outcome in your case.